When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? A Home Insurance Claim: To File Or Not To File Learn when it may not make sense to file a claim on your home insurance. When Does Your Personal Car Become a Commercial Vehicle? At what point can you call a personal vehicle commercial?